동영상I Spent 6 Months Searching for an HMO. This Is What Nobody Tells You.
I looked at 200 properties. 180 weren't actually HMOs. 15 had licensing problems. Here's what I wish I'd known from day one.
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동영상I looked at 200 properties. 180 weren't actually HMOs. 15 had licensing problems. Here's what I wish I'd known from day one.
아티클I looked at 200 properties. 180 weren't actually HMOs. 15 had licensing problems nobody flagged. Here's what I wish I'd known from day one.
짧은 글I looked at 200 properties searching for an HMO. 180 weren't actually HMOs. 15 had licensing issues. The discovery problem is the real problem — and nobody talks about it. #HMOSearch #PropertyInvestor
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동영상Your bank won't touch HMO mortgages. Here's the specialist system that 90% of new investors don't know exists.
아티클Your high-street bank almost certainly won't touch your HMO mortgage application. Not because your finances are weak — but because most of them simply don't offer the product. Here's the specialist system that exists specifically for this, and why 90% of new HMO investors waste months not knowing it's there.
짧은 글Your bank didn't decline your HMO mortgage because of your finances. They declined because they don't sell the product. 30+ specialist lenders do. Most investors never find them. #HMOMortgage #PropertyFinance
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동영상Section 24 killed personal-name landlording. But most HMO investors setting up Ltd companies are making one critical mistake with their mortgage structure.
아티클Section 24 killed personal-name landlording. But most HMO investors setting up Ltd companies are making one critical mistake with their mortgage structure — and it's costing them far more than the tax saving they worked so hard to protect.
짧은 글80% of new BTL purchases go through Ltd companies now. Most investors get the structure right — then pick the wrong mortgage fix length inside it. The stress test difference alone can cost you tens of thousands in borrowing capacity. #Section24 #HMOMortgage
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동영상London landlords are losing money. Meanwhile these 5 cities are quietly delivering 10%+ yields on HMOs.
짧은 글London HMO yields: ~4%. Liverpool, Manchester, Sheffield: 10%+. The North vs South yield gap isn't closing. It's widening. #HMOInvestment #RentalYield
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아티클Most landlords I speak to are still fixated on London. They're sitting on properties yielding 3-4% gross, watching their margins get eaten by mortgage costs, while investors in Liverpool and Sheffield are quietly banking 10%+ on HMOs.