ВидеоWhat a Real Burnley HMO Actually Costs to License (Honest Numbers)
Everyone argues about HMO licence fees online. Here are the real numbers from one Northern terrace — including the bit that actually bites.
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ВидеоEveryone argues about HMO licence fees online. Here are the real numbers from one Northern terrace — including the bit that actually bites.
КороткоеBurnley HMO licence: £942 over 5 years = £188/yr. Max penalty for skipping it: £40,000. The maths isn't complicated. #HMO #UKLandlord
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СтатьяEveryone argues about HMO licence fees online. Here are the real numbers from one Northern terrace — including the bit that actually bites.
КороткоеGross yield under 8%? I stop. Room under 6.51m²? Dead deal. Rent doesn't clear 125% ICR at 5.39%? Walk away. That's 3 of my 5 HMO checks — done in under 10 minutes.
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СтатьяI can tell if an HMO deal makes money in under 10 minutes. Most investors spend weeks on due diligence they could compress into a single focused session — and they still miss the three numbers that actually matter.
ВидеоI can tell if an HMO deal makes money in under 10 minutes. Here's the exact 5-step checklist.
ВидеоRun an unlicensed HMO and the fine just jumped to £40,000. And no, you don't even get a court hearing.
КороткоеThe unlicensed HMO fine hit £40,000 on 1 May 2026. No court. Just a council notice. And tenants can now claw back 24 months of rent on top of that. Most landlords don't know this is already live.
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СтатьяThe maximum civil penalty for running an unlicensed HMO jumped from £30,000 to £40,000 on 1 May 2026. Councils impose it without a court hearing. Most landlords I speak to have no idea this already happened.
СтатьяThe base rate held at 3.75% this week — fourth consecutive hold. Most landlords will sit tight and wait for cuts that may not arrive before 2027. The ones remortgaging and freeing equity right now are about to pull ahead.
КороткоеBoE held at 3.75%. Vote was 7-2 — two members wanted a HIKE. OIS markets now pricing 50bps of tightening, not cuts. Landlords waiting for rate relief may be waiting until 2027. The lender cuts happening right now won't last.
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ВидеоEveryone thinks Article 4 killed HMO investing. It actually handed existing owners a goldmine. Here's the bit councils don't advertise.